SPIRIT's Diary

In New Year Holiday Season, I need money variously. And to renewal the qualification of Japan Expert-Master of Health Literacy, I needed over 7,000 yen. So, I have no sufficient money to invest. In my honest opinions, I want to invest stocks more. It's also important for me to get revenue, but I contribute Japanese society by investing at first. And I also pay the tax by it. Particularly, I want to invest IT stocks, such as NTT, SoftBank Group and so on, and activate Medical DX. Recently, my money to eat and drink and drink liquor has increased. Every morning, I'm very sleepy, and often drink Monster, the energy drink. It's OK for me if I can reduce money to eat and drink. Anyway, I have to bear to pay life expense.

I applied for a tour-pack for German Travel in next Oct. But I've not collected sufficient money yet. It's 400,000 yen to go. It's OK if I can save 50,000 yen every month. However, my mother recommended that I should save 200,000 yen as the defense of living, not for German Travel. But I've adopted the theory by DIE WITH ZERO or Horiemon/Mr. Horie Takafumi below: "We have to collect our own experience, not money." I can't think, that it's meaningful if I save cash without purpose. Do I need 200,000 yen as saving money? Anyway, I'll ABSOLUTELY and DEFINITELY collect the rest 400,000 yens for 8 months, for German travel. I also have to broaden my vision and collect my experience.

Because of wasting for buying in the convenience stores and so on, my cash is likely to become gone completely soon. Perhaps, I may not be able to pay credit card payment in next month. It seems I've not changed since young age. It's important for me how to use money more than saving money. In this age and times, I've been able to go to many foreign countries, such as Thailand, Singapore and so on. But some people may think about, "It's the short-term luck of the ferocious people who can't control own." Actually, I can't deal with it if I need emergence expense. But, there is the way to resolve it, such as selling my equity. Like Ushijima, it's good if I can say, "I'm giving all with admitting the risk."

I always think I have to become thin when I watch my swollen body. So I changed the snack from Famichiki to chicken protein bar. After I decided to go to Germany, I often watch this story of Doraemon. But it's first time for me to watch Mizuta Wasabi's version. As always, it's not easy for us to save money. Can I reduce amounts of alcohol? Recently, I can't receive 9% Chu-hai 1000ml. When it's about 750ml, I always vomit. It's on account of my age, isn't it? Anyway, I want to go to Germany. I also have to think my mutual funds to cash.

I have to collect 900,000 yens by next Aug for German travel. But yesterday too, I went to eat out. It's not good for collecting money. In Yayoi-Tei, I ate mackerel cuisine. It was very fatty and delicious. Salt was also moderate. But how will I collect 900,000 yen? There may be no choice except selling part of my assets, aren't there? I'm using NISA, so tax is waived. I may have to sell part of my mutual funds, and invest generated cash for social-lending in Alterna Bank. I have to make do with cheaper meals. I may have to make do with Instant Yakisoba Noodles. Because it needs only about 300 yen.

I have a dream, that I want to watch various things in Japan and the world. But now, I'm likely to give up it. it hasn't gone well about saving money and "10 second rule", which is that I bear for 10 seconds when I have my impulse to eat and drink. I can bear for 10 seconds, but after it, I wasted money to eat and drink, such as Famichiki. And I have no methods except earning money effectively, such as making most of my assets the securities and social lending. is what I'm petulant at all the characteristic as my developmental disorder? In the short term, I have to go to Osaka and watch Osaka EXPO 2025. My father decided to accompany me, and today, we're planning to make schedule about EXPO 2025. I want to watch Italian Pavilion at first, but it's likely to crowded, so I want to Singapore Pavilion and German Pavilion instead. I'm planning enter the west gate in 1st and 3rd day, and the east gate in 2nd and 4th day. I want to watch pavilion near to ente...

Since long time, I haven't studied Financial Planner 3rd Grade while I'm too busy of doing DomoAI and PixAI. And it hasn't gone well of "my 10 seconds rule" for suspending my impulse to eat and drink liquor. I drunk liquor for 2 days. It's good experience that I learned DomoAI and PixAI. And I learned that we can make fake videos easily now. But I can't take examination of FP 3th Grade in September. More thinking, I found my personality is impulsive and instinctive. I act suddenly and easily. If my personality won't change for future, I may have to give up my dream that I watch various things in Japan and the world. Because I waste money to eat and drink and can't make money for travel. Well, I have impulsive and instinctive personality and it hasn't gone well for saving money. So I've taken most of my assets to securities and social lending, and I intend to earn money effectively. Yesterday, I received my renewal notice about my job earlie...

After I made "10 seconds rule", that I bear for 10 seconds when I have my impulse to eat and drink, I failed in the first day. After working, my craving was terrible, I paid over 3000 yens although I decided my budget to 1000 yens every day. Particularly, I bought 4 non-alcohol beer. Does it mean that my craving is such terrible? Even now, I always want to drink alcohol. I decided my budget for eating and drinking as 30,000 yens, but even it's just barely. After my parents pass away, can I make my own living? I have to reduce my money of investing because my budget for eating and drinking has increased. Even now, I become emotionally unstable easily. So I want to take alcohol. It's anti-effective. Can't I change my personality becoming emotionally unstable easily?

I have to save money seriously and reduce latte money. Today, I charged 30,000 yens to Rakuten Pay, and decided to make "10 seconds rule."     I'm impulsive and agitated, and often buy Famichiki, alcohol and so on, without thinking. Chat GPT recommended 10 seconds rule, that I wait for 10 seconds when my impulse such as wanting Famichiki, alcohol and   so on occur.     But does it go well? Even now, I'm troubled to interfering from my parents. it often makes me more stress. But I have to try it.     Dragon Sakura 2, the comic by Mita Norifusa, said, "Only one or two people in the group thinks to try it and acts. Others don't try it with making various reasons. They eventually lost their intention after hesitating." I'm the one of a few people to think to try it and act. I have to not waste this personality.

When I was watching on TV, TV picked up about "latte money." The meaning of latte money is "small, but frequent expenses accumulating, such as subscription, eating and drinking and so on. " More thinking about it, I've almost paid money Famichiki, non-alcohol beer and so on. I want to decrease the expenses, but I can't control my emotion and impulse, so it hasn't gone well. I consulted to Chat GPT, and the answer was below. ・Remove stored cards from mobile payment apps or disable auto-charge settings. ・Create a “delay rule”: before buying Famichiki or non-alcohol beer, wait 10 minutes. Often the impulse fades. ・Walk outside for 5 minutes. And so on. But it's inconvenient for me to remove stored cards from mobile payment apps. I had decided my money goal, such as the limit amount was 15,000 yens. But it didn't go well. In this month too, I had paid for Domo AI excessively. What should I do for future? On second thoughts, should I decide limit amou...

Yesterday, in my favorite church, I ate Wanko Soba and consommé flavor crisps. I ate them too much, so my weight has increased again to 85.9kg. I have to take final spurt for the health check on Aug. 1st, but today, I ate one Famichiki. I can't still stop relieving my stress to buy and eat. And, I've drunk non-alcohol beer too much. My father said, that non-alcohol beer has also carbohydrates. Carbohydrates make me fat easily, so I should be careful more. But I can't be calm down if I don't drink non-alcohol beer. Including eating and drinking non-alcohol beer, I can't stop wasting money. Sometimes, I also pay money for PixAI. I should stop them, and use my money for investing, such as the stocks.

I've been mentally unstable and can't control my emotion. So, this has been the biggest disorder to reduce my weight and my amount of drinking alcohol. When I was working in pharmacy, the evaluate of my self-control ability was also the lowest in my abilities. Actually, twice, I bored a hole in the restroom of my workplace. It has been never changed until now. I work in the workplace which understand my disorder, and live in some high lifestyle and some own assets. But, otherwise, I couldn't control my emotion, I would have slayed others and go to jail. Was my "Oya-Gacha/Parents-lots" good...? The relation of my parents was very bad, and I'd been taken physical punishments from my mother... Anyway, I think money is the tool to improve myself and contribute the society, not evil. I need some money to maintain my present lifestyle and my assets. In previous time, I said, "Earning money itself is not evil, isn't it." Some people would say, "You...

I began to study Financial Planner 3th Grade. It's OK for me if I make my sense of money ordinary by it. But there are many difficult phrases and calculation, such as Future Value Factor, Present Worth Factor and so on. And it's also difficult to calculate by them. In this way, can I pass the examination or not? Originally, I think money is neither clean nor dirty. But  I want my money to use for my desire and contribution to society. I've recorded my revenue and expenditure in Excel. But is it insufficient to this? My emotion has been unstable, and I can't control sufficiently. Can't I stop wasting money for eating and drinking liquor? I think it doesn't relationship between qualification of FP 3th Grade and controlling of my emotion. But will it go well if I can get qualification of FP 3th Grade?

My quotas are, 1. In English studying, I should write English in this blog or X(former twitter), or make video of my English speaking for 30 seconds. 2. In work, I should make one goal each one day, and finish it within this day. 3. About alcohol, I should drink nothing or 40g most (5% beer 1000ml). 4. About wasting to eat and drink, I should spend less than 500 yen each one day. But these quotas have become a mere shell of completely, except studying English. I had drunk 9% Chu-hai again and wasted more 1,000 yens to eat and drink. But, I can no more control my emotion and my appetite, so I'll go to an obesity hospital. I said before, that I'll fail if relying on only my passion and guts. But I can't believe I've failed to accomplish my quotas only one-half month. Should I revise my quotas? If I can control my emotion and appetite, I won't need to waste money to eat and drink liquor. But, somehow, it's no use. Is it only way that I give up with good grace?

After deciding my quotas each one day, I've been able to understand my ideal lifestyle increasingly. I can't still accomplish my quotas sufficiently. My ideal lifestyle is, "One is, that as a super staff officer, I help my president by informing managemental stratagies and information of disease and medication. Another is, that I often travel in Japan and abroad. The other is, that I inform Japanese culture such as Hakkenden of foreigners by using this blog and X(former Twitter)." For thinking about it, it's important for me to save money more. I have to waste less than 500 yens to eat and drink. Today, after going to the dental clinic, I wasted more 500 yens. I've understood I'm still immature. At first, I have to accomplish my quotas, particularly the quota about saving money. Many protagonists in Ushijima the Loan Shark is loose to spend money. But so am I. I should be careful particularly when I become hungry. I've understood that it's happy to...

Today is the first day after I decided quotas in various field. About English studying, within the morning, I made the video of my speaking English, and accomplished the quota. About work...the goal may be wildest, so I couldn't my goal today. And it's doubtful that information I used is accurate. It needs more time to finish my goal. About alcohol, I succeeded in skipping alcohol today. But I should have drunken Regtect, the alcohol restraint, after every meals. About wasting money to drink and eat, this quota is very difficult, I spent over 500 yen, my budget each day. It needed 432 yen of only Tokucha and Famichiki. I compiled the result, Success: studying English and skipping alcohol Failure: Accompilshing the goal at work and spending money less than 500 yen. Particularly, it's difficult to surpress wasting money. I want caffeine when I become sleepy, so I have to increase sleeping time. There is one Dragon Sakura's quote, "Only one or two people in groups in...

In this month, I spent too much money to eat and drink alcohol. It's no meaning that my paying become only cash for eating and drinking alcohol. Because my greed eating and drinking alcohol much hasn't been changed. So, Using Rakuten Pay can get some additional points and it's so reasonable.     Since long time, I'm troubled to deal with my greed to eat and drink alcohol much. If it won't be changed for future, what should I do?