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Showing posts with the label saving money

The Day I’m Depressed in

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Recently, I've continued to spend the depressed days. Because I still couldn't stop paying for PixAI, AI illustration and anime generating system, too much, and still couldn't stop drinking alcohol. In church, about this, I consulted to the foreign pastor, and he prayed for me. It's thankful I took alcohol too much, so today too, I did watery diarrhea and depressed emotion. I went to the gastroenterology, and decided to take endoscopy and colon examination in November. My colon is likely to be hurt too much by alcohol. I should have had many things that I want to do, such as  "I want to watch various things of Japan and the world" "By investing, I want to contribute the society." "I want to inform Japanese culture such as Hakkenden to foreigners." However, like Myojin Yahiko in Rurouni Kenshin, it's true, "For it, I've done nothing" "For it, I've built nothing." Now, I don't have sufficient cash to invest...

I Decided to Go to Kinosaki Onsen Next November or January.

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I decided to go to Kinosaki Onsen next November or January. I went to Onodera Onsen in Yamagata and very impressed to old-fashioned hot spring town. So I want to go to old fashioned hot spring town again. We can't use credit card in most of Onodera Onsen Inns, so I want to stay in a inn which I can use credit cards. Therefore, I was singled out Kinosaki Onsen, which many foreigners have paid attention to. I've not decided amount of budget for Kinosaki Onsen Travel. But I've being adjusted that I'll stay for 3 nights 4 days. I want to stay an old-fashioned inn, but are there any vacancies in Inns of Kinosaki Onsen? I have to collect save money more.

Finally, I Could Collect 800,000 yen, The Budget for German Travel.

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Finally, I could collect 800,000 yen, the budget for German travel. But departure tax in Japan rose into 3,000 yen, so I'm likely to need more money. My received income every month is about 196,000 yen. In other, there are dividend of equity and social-lending, and income for hedge selling, but they're indeterminate and their amounts are unstable. So I have to make ends meet from 196,000 yen. As a pharmacist and an investor, I decided to manage and contribute the society. And I want to watch various places of Japan and the world. About excess paying for PixAI, by using the website blocker, I'm likely to resolve this problem. I want to decrease paying for PixAI more, and I want to invest such as equity more instead. Once, in Japan, it occurred agenda, that we need 20 million yen for husband and wife after retirement. But I've invested such as equity, iDeco and so on. About after my retirement, I think it's leave it to heaven. If I can contribute the society and watch...

I See I Have Too Greed, But...

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In this Tokyo travel, expense was within the budget. But what should I use the rest money? I want to become for the good of society and others, I also want money, I want to watch various places of Japan and the world and so on... Like this, I have greed too much. When I consult Chat GPT about making physical strength for German travel, It recommended me to reduce my weight into about 98kg. It seems that BMI=35 is severe obesity, so I need to lose 5-10kg. Particularly, I need to reduce taking alcohol. Such as investing more money and so on, I have many duties, but, at first, it seems that I need to lose my weight. I need to abstain to buy food and alcohol in convenience stores, and it's also meaning of saving money. I always feel sleepiness in the day and buy Tokucha, the green tea of Suntory, but I need to settle for coffee in my home instead. I have sufficient money for German travel, so I need to save more money and invest the stocks instead.

What Is Wasteful?-2

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I'm continuing to hedge selling, and thinking about what is wasteful? hostess club, brothel, gamble and so on? I've not done them. But it's nothing more to say, that it's luxury both staying the hotel able to watch Rainbow Bridge and going to Germany. Mr. Kuramoto Sou said we say good-bye to wasteful. But, on other hand, Horiemon(Horie Takafumi) says he's a far more wasteful than others. Horiemon says we should collect own experience not money. I should apply to Horiemon's theory. I have to pay money for travel, not using money for hostess club, brothel gamble and so on. And I also want to go to Sapporo Snow Festival again. Of course, for it, I need money. I said, I'll apply the theory of DIE WITH ZERO and Horiemon, that we should collect own experience not money. 

What can I do and what should I do? -10

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Today, I got my payroll. So I gave offering for my favorite church, and I bought equity of NIKE with 1,000 yen. However, I'm feeling it's insufficient. I have little cash, but I don't have intention to give up the hotel room able to see Rainbow Bridge in Odaiba. What should I do collect the cash? I'm trying to continue hedge selling. I won't return into "Hinkou(貧幸)/poverty and happy" which is said Mr. Kuramoto Sou. I'm continue to think Hinkou is contradiction of words. My father said own health is more important than money. However, to get medications, supplement and so on and go to hospitals, we also need money. Anyway, by getting more money, I intend to both make my dream come true and contribute the society. Should I invest my rest cash for equity?

Various Barrier

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Recently, my father bought a translation device of Sourcenext. So I’ve continued to take English conversations with my father by using it. However, the translation device can’t read my English very well. So I’m struggling to continue English conversation. Is my pronunciation no good? We can't improve English ability if we don't use English, but I've become depressed if I can't inform correct English to the translation device. This is one of my barriers. The other barrier is saving money. Today too, I went to convenience store and waste for Famichiki and Tokucha. And today too, I paid for PixAI, AI illustration and AI animation generating system. My impulsive personality hasn't changed yet, and I'm very troubled for defense of money and saving. I took paid leave for going Tokyo, but do I have to give up staying expensive hotel? If not the hotel, I can't watch the sea of Odaiba. My last hope is dividends of equities. I think I'll get over 30,000 yens as di...

Collecting Money for German Travel-3

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I'll go to Germany on October with my father. But sufficient money hasn't been collected yet. In my case, I have a bad habitancy, that I intend to use deposit if excess deposit remains. This habitancy also hasn't changed yet. Now, I always think what equity I should buy from my deposit despite my insufficient deposit. I've made it a habit to estimate money for German travel to fixed deposit. Anyway, always, I just want to snack on something, so I waste money for snacks and liquor. I decided to watch this video about department stores in Showa era if such time comes. In Showa era, entertainments are a far fewer than present era. But people were living hard despite high birth and death rates. Only once in a year, my mother also went to the department store in Kamogawa when she was a child but my father hadn't gone to department store when he was a child, I heard. There may be many things that I have to learn from this era. Entertainments and values of people have dive...

I've spent too much money for generating animation in PixAI.

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In PixAI, we can generate animations with voice, including NSFW animations.  But I’ve spent money too much for it.  In this month, I've spent over 5000 yen. I said one of my strong points is action-oriented. But this personality backfired on me in this time. AI animations we can made in PixAI are useful, so I'll publish new AI animations in Youtube soon. But I'm impatient, and is it that I'm not good with money? I'll go to Tokyo in June, but should I stop staying in Hotel Grand Nikko Daiba? My habitancy that I eat too much when I have stress has never gone.  if I’m as I am, will I become bankrupt?

Collecting Money for German Travel-2

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In October, I'll go to Germany with my father. But now, I'm struggling to collect money. It's last-minute planning, that I collect money after I applied travel tour. At any rate, I've collected half money of expense. But I couldn't stop small wasting, such as eating and liquor. Should I rely on dividend of my equity, or sell gold or bitcoin? In my case, my cash is always barely. I also think for the benefit of society, but I want to broaden my vision by going to various place at first. Going Germany is one method. I become easily mad if I rely on only passion and guts, so I have to maintain my pace, in the saving money case too.

I Have No Sufficient Money to Invest.

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In New Year Holiday Season, I need money variously. And to renewal the qualification of Japan Expert-Master of Health Literacy, I needed over 7,000 yen. So, I have no sufficient money to invest. In my honest opinions, I want to invest stocks more. It's also important for me to get revenue, but I contribute Japanese society by investing at first. And I also pay the tax by it. Particularly, I want to invest IT stocks, such as NTT, SoftBank Group and so on, and activate Medical DX. Recently, my money to eat and drink and drink liquor has increased. Every morning, I'm very sleepy, and often drink Monster, the energy drink. It's OK for me if I can reduce money to eat and drink. Anyway, I have to bear to pay life expense.

Collect Money for German Travel.

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I applied for a tour-pack for German Travel in next Oct. But I've not collected sufficient money yet. It's 400,000 yen to go. It's OK if I can save 50,000 yen every month. However, my mother recommended that I should save 200,000 yen as the defense of living, not for German Travel. But I've adopted the theory by DIE WITH ZERO or Horiemon/Mr. Horie Takafumi below: "We have to collect our own experience, not money." I can't think, that it's meaningful if I save cash without purpose. Do I need 200,000 yen as saving money? Anyway, I'll ABSOLUTELY and DEFINITELY collect the rest 400,000 yens for 8 months, for German travel. I also have to broaden my vision and collect my experience.

Again, Will My Cash Become Gone Completely?

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Because of wasting for buying in the convenience stores and so on, my cash is likely to become gone completely soon. Perhaps, I may not be able to pay credit card payment in next month. It seems I've not changed since young age. It's important for me how to use money more than saving money. In this age and times, I've been able to go to many foreign countries, such as Thailand, Singapore and so on. But some people may think about, "It's the short-term luck of the ferocious people who can't control own." Actually, I can't deal with it if I need emergence expense. But, there is the way to resolve it, such as selling my equity. Like Ushijima, it's good if I can say, "I'm giving all with admitting the risk."

The Coexistence of Reducing My Weight and Saving Money,

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I always think I have to become thin when I watch my swollen body. So I changed the snack from Famichiki to chicken protein bar. After I decided to go to Germany, I often watch this story of Doraemon. But it's first time for me to watch Mizuta Wasabi's version. As always, it's not easy for us to save money. Can I reduce amounts of alcohol? Recently, I can't receive 9% Chu-hai 1000ml. When it's about 750ml, I always vomit. It's on account of my age, isn't it? Anyway, I want to go to Germany. I also have to think my mutual funds to cash.

Eating Out Isn't Good for Collecting Money.

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I have to collect 900,000 yens by next Aug for German travel. But yesterday too, I went to eat out. It's not good for collecting money. In Yayoi-Tei, I ate mackerel cuisine. It was very fatty and delicious. Salt was also moderate. But how will I collect 900,000 yen? There may be no choice except selling part of my assets, aren't there? I'm using NISA, so tax is waived. I may have to sell part of my mutual funds, and invest generated cash for social-lending in Alterna Bank. I have to make do with cheaper meals. I may have to make do with Instant Yakisoba Noodles. Because it needs only about 300 yen.

How Will I Make My Dream Come True?

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I have a dream, that I want to watch various things in Japan and the world. But now, I'm likely to give up it. it hasn't gone well about saving money and "10 second rule", which is that I bear for 10 seconds when I have my impulse to eat and drink. I can bear for 10 seconds, but after it, I wasted money to eat and drink, such as Famichiki. And I have no methods except earning money effectively, such as making most of my assets the securities and social lending. is what I'm petulant at all the characteristic as my developmental disorder? In the short term, I have to go to Osaka and watch Osaka EXPO 2025. My father decided to accompany me, and today, we're planning to make schedule about EXPO 2025. I want to watch Italian Pavilion at first, but it's likely to crowded, so I want to Singapore Pavilion and German Pavilion instead. I'm planning enter the west gate in 1st and 3rd day, and the east gate in 2nd and 4th day. I want to watch pavilion near to ente...

If My Impulsive and Instinctive Personality Won't Change

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Since long time, I haven't studied Financial Planner 3rd Grade while I'm too busy of doing DomoAI and PixAI. And it hasn't gone well of "my 10 seconds rule" for suspending my impulse to eat and drink liquor. I drunk liquor for 2 days. It's good experience that I learned DomoAI and PixAI. And I learned that we can make fake videos easily now. But I can't take examination of FP 3th Grade in September. More thinking, I found my personality is impulsive and instinctive. I act suddenly and easily. If my personality won't change for future, I may have to give up my dream that I watch various things in Japan and the world. Because I waste money to eat and drink and can't make money for travel. Well, I have impulsive and instinctive personality and it hasn't gone well for saving money. So I've taken most of my assets to securities and social lending, and I intend to earn money effectively. Yesterday, I received my renewal notice about my job earlie...

In The First Day, "10 Seconds Rule" Had Become Failure.

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After I made "10 seconds rule", that I bear for 10 seconds when I have my impulse to eat and drink, I failed in the first day. After working, my craving was terrible, I paid over 3000 yens although I decided my budget to 1000 yens every day. Particularly, I bought 4 non-alcohol beer. Does it mean that my craving is such terrible? Even now, I always want to drink alcohol. I decided my budget for eating and drinking as 30,000 yens, but even it's just barely. After my parents pass away, can I make my own living? I have to reduce my money of investing because my budget for eating and drinking has increased. Even now, I become emotionally unstable easily. So I want to take alcohol. It's anti-effective. Can't I change my personality becoming emotionally unstable easily?

I Made "10 Seconds Rule".

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I have to save money seriously and reduce latte money. Today, I charged 30,000 yens to Rakuten Pay, and decided to make "10 seconds rule."     I'm impulsive and agitated, and often buy Famichiki, alcohol and so on, without thinking. Chat GPT recommended 10 seconds rule, that I wait for 10 seconds when my impulse such as wanting Famichiki, alcohol and   so on occur.     But does it go well? Even now, I'm troubled to interfering from my parents. it often makes me more stress. But I have to try it.     Dragon Sakura 2, the comic by Mita Norifusa, said, "Only one or two people in the group thinks to try it and acts. Others don't try it with making various reasons. They eventually lost their intention after hesitating." I'm the one of a few people to think to try it and act. I have to not waste this personality.

My Latte Money

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When I was watching on TV, TV picked up about "latte money." The meaning of latte money is "small, but frequent expenses accumulating, such as subscription, eating and drinking and so on. " More thinking about it, I've almost paid money Famichiki, non-alcohol beer and so on. I want to decrease the expenses, but I can't control my emotion and impulse, so it hasn't gone well. I consulted to Chat GPT, and the answer was below. ・Remove stored cards from mobile payment apps or disable auto-charge settings. ・Create a “delay rule”: before buying Famichiki or non-alcohol beer, wait 10 minutes. Often the impulse fades. ・Walk outside for 5 minutes. And so on. But it's inconvenient for me to remove stored cards from mobile payment apps. I had decided my money goal, such as the limit amount was 15,000 yens. But it didn't go well. In this month too, I had paid for Domo AI excessively. What should I do for future? On second thoughts, should I decide limit amou...