SPIRIT's Diary

I began to study Financial Planner 3th Grade. It's OK for me if I make my sense of money ordinary by it. But there are many difficult phrases and calculation, such as Future Value Factor, Present Worth Factor and so on. And it's also difficult to calculate by them. In this way, can I pass the examination or not? Originally, I think money is neither clean nor dirty. But  I want my money to use for my desire and contribution to society. I've recorded my revenue and expenditure in Excel. But is it insufficient to this? My emotion has been unstable, and I can't control sufficiently. Can't I stop wasting money for eating and drinking liquor? I think it doesn't relationship between qualification of FP 3th Grade and controlling of my emotion. But will it go well if I can get qualification of FP 3th Grade?

After deciding my quotas each one day, I've been able to understand my ideal lifestyle increasingly. I can't still accomplish my quotas sufficiently. My ideal lifestyle is, "One is, that as a super staff officer, I help my president by informing managemental stratagies and information of disease and medication. Another is, that I often travel in Japan and abroad. The other is, that I inform Japanese culture such as Hakkenden of foreigners by using this blog and X(former Twitter)." For thinking about it, it's important for me to save money more. I have to waste less than 500 yens to eat and drink. Today, after going to the dental clinic, I wasted more 500 yens. I've understood I'm still immature. At first, I have to accomplish my quotas, particularly the quota about saving money. Many protagonists in Ushijima the Loan Shark is loose to spend money. But so am I. I should be careful particularly when I become hungry. I've understood that it's happy to...

In this month, I spent too much money to eat and drink alcohol. It's no meaning that my paying become only cash for eating and drinking alcohol. Because my greed eating and drinking alcohol much hasn't been changed. So, Using Rakuten Pay can get some additional points and it's so reasonable.     Since long time, I'm troubled to deal with my greed to eat and drink alcohol much. If it won't be changed for future, what should I do?