SPIRIT's Diary

Finally, I could collect 800,000 yen, the budget for German travel. But departure tax in Japan rose into 3,000 yen, so I'm likely to need more money. My received income every month is about 196,000 yen. In other, there are dividend of equity and social-lending, and income for hedge selling, but they're indeterminate and their amounts are unstable. So I have to make ends meet from 196,000 yen. As a pharmacist and an investor, I decided to manage and contribute the society. And I want to watch various places of Japan and the world. About excess paying for PixAI, by using the website blocker, I'm likely to resolve this problem. I want to decrease paying for PixAI more, and I want to invest such as equity more instead. Once, in Japan, it occurred agenda, that we need 20 million yen for husband and wife after retirement. But I've invested such as equity, iDeco and so on. About after my retirement, I think it's leave it to heaven. If I can contribute the society and watch...

I'll go to Germany on October with my father. But sufficient money hasn't been collected yet. In my case, I have a bad habitancy, that I intend to use deposit if excess deposit remains. This habitancy also hasn't changed yet. Now, I always think what equity I should buy from my deposit despite my insufficient deposit. I've made it a habit to estimate money for German travel to fixed deposit. Anyway, always, I just want to snack on something, so I waste money for snacks and liquor. I decided to watch this video about department stores in Showa era if such time comes. In Showa era, entertainments are a far fewer than present era. But people were living hard despite high birth and death rates. Only once in a year, my mother also went to the department store in Kamogawa when she was a child but my father hadn't gone to department store when he was a child, I heard. There may be many things that I have to learn from this era. Entertainments and values of people have dive...

In October, I'll go to Germany with my father. But now, I'm struggling to collect money. It's last-minute planning, that I collect money after I applied travel tour. At any rate, I've collected half money of expense. But I couldn't stop small wasting, such as eating and liquor. Should I rely on dividend of my equity, or sell gold or bitcoin? In my case, my cash is always barely. I also think for the benefit of society, but I want to broaden my vision by going to various place at first. Going Germany is one method. I become easily mad if I rely on only passion and guts, so I have to maintain my pace, in the saving money case too.

 I said, that I'll go to Germany in next October. My father wanted go with me, so I decided to take him. I'll be saved 120,000 yen because using single room will gone. I've adopted theory from DIE WITH ZERO and Horiemon/Horie Takafumi below, "We should collect own experience, not money." So, I have to make others take special experiences more. It's that I stay true in my principles. And I have to apply documents for German Travel. I have to complete them by this Thursday.

I applied for a tour-pack for German Travel in next Oct. But I've not collected sufficient money yet. It's 400,000 yen to go. It's OK if I can save 50,000 yen every month. However, my mother recommended that I should save 200,000 yen as the defense of living, not for German Travel. But I've adopted the theory by DIE WITH ZERO or Horiemon/Mr. Horie Takafumi below: "We have to collect our own experience, not money." I can't think, that it's meaningful if I save cash without purpose. Do I need 200,000 yen as saving money? Anyway, I'll ABSOLUTELY and DEFINITELY collect the rest 400,000 yens for 8 months, for German travel. I also have to broaden my vision and collect my experience.

Today, I went to Sendai branch of Kinki Nippon Tourist, and I applied German Travel. As immediate compensation, I needed 200,000 yen and paid it. I thought whoever strikes first wins, so I decided applied it today. I'll go to Rotenberg, the city of Germany. It's the model of anime, A Little Snow Fairy Sugar, which I love once. How is this town? This tour will be joined at least 3 members, including me. Anyway, this tour will be executed. I have to collect the rest money.

I have to collect 900,000 yens by next Aug for German travel. But yesterday too, I went to eat out. It's not good for collecting money. In Yayoi-Tei, I ate mackerel cuisine. It was very fatty and delicious. Salt was also moderate. But how will I collect 900,000 yen? There may be no choice except selling part of my assets, aren't there? I'm using NISA, so tax is waived. I may have to sell part of my mutual funds, and invest generated cash for social-lending in Alterna Bank. I have to make do with cheaper meals. I may have to make do with Instant Yakisoba Noodles. Because it needs only about 300 yen.

Yesterday, I went to the office of Kinki Nippon Tourist before I went to the circle of developmentally handicapped. I wanted to know accurate expense for German Travel of next Oct. I also need departure tax and so on. At least, I need 824,650 yens. Therefore, I need about 900,000 yens budget at least. And minimum number of participants is 14. There is only way, that I collect 900,000 yens by next Aug with believing to collect 14 people. The hurdle for German travel has elevated, but it's not impossible for me to collect 900,000 yen.