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Showing posts with the label Germany

The Cash Is Insufficient for Paying Credit Cards

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Yesterday, I went to the travel agency with my father. And we paid remaining balance for German travel, by credit cards. (By the way, after it, for 40 minutes, I had to walk to my father's favorite restaurant for lunch, it made me very perspiring and irritated. So I drunk liquor in this day.) However, I re-confirmed my household budget and balance when I had returned home, and I found my cash is insufficient for paying credit cards. It's about 70,000 yen insufficient. If it goes on like this, I have to sell my equity more again. In this month too, I paid money for PixAI excessively and also hadn't taken into account for insurance of the travel. Perhaps, they've become bad. For the good of society, I've continued to invest and buy equities, but it's a very mess like this. As soon as possible, I have to stop to pay money for PixAI and liquor. However, my personality is impulsive and not good at putting up. So I consulted Chat GPT about how to overcome my impulsive...

As An Investor, I've Spent Impatient Days Every Day.

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Recently, I've spent impatient days every day. Because I don't have sufficient cash and I can't invest such as equity and social-lending whatever I want. And I'll go to Germany with my father. I don't understand how much we will use money on-site, and I can't predict how much cash will remain. So I don't know amount of money for investing, so it makes me irritated as an investor. And, in November, I'll take colonoscopy. I almost drink liquor every day, so I wonder how much mucosa of digestive tract have been harmed. I also don't know how much expense of this examination. Shouldn't I become impatient? Kaishu Katsu said, "It's meaningless if we hurry up. Waiting with lying down is our first priority." Is this saying true? Someday, my cash for investing will collect, so shouldn't I be impatient? Anyway, at first, I have to save money more. Of course, paying for PixAI is strictly inhibited. To contribute the society, I want to resta...

My Choice

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 The subtitle of this article is a play on “Gouki’s Choice,” the title of an episode of Seijuu Sentai Gingaman. (Incidentally, Gouki is Ginga Blue, played by a young Shoei.) Yesterday, despite myself, I ended up paying for PixAI yet again. So far this month, I’ve spent just under ¥5,000 on PixAI. If possible, I want to keep it at that and avoid spending any more. Incidentally, I make my Hakkenden-related animations with a different AI animation system called DomoAI (https://www.domoai.app/). What I really want to make is “an animation in which the Eight Dog Warriors fight fiercely,” but I’m struggling even to generate “an animation in which the Eight Dog Warriors walk side by side,” so I need to finish that first. That said, I still haven’t accumulated enough credits for it, and perhaps not enough time has passed yet, because I haven’t received any of the periodic credits either. Since I’m managing to hold back in that area, perhaps that means I am capable of exercising self-restra...

Where My Excessive Spending on PixAI Is Headed

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On Saturday, I went to see my psychiatric counselor and talked with them about my excessive spending on PixAI. Then on Sunday, perhaps because it was the end of the month, my regular allotment of PixAI credits came in. By Monday, I had used them all up, but I did not buy any additional credits. The question is whether I can keep this up. One important key to my excessive spending on PixAI is this fact about myself: "I am a devoted hime-danshi - a male fan of yuri - and yuri excites me more than it does most people." When I opened up to my counselor about this, they advised me: "Couldn't you go to a store and buy books like that instead?" I sometimes find digital copies of that kind of doujinshi (the so-called "thin books") online, but they still do not quite satisfy me. Anyway, once my regular credits came in, I resumed generating "a yuri anime featuring Yukime and Ritsuko Takahashi from Hell Teacher Nube," and I also resumed generating ...

I Forgot! That I'm a Huge Male Fan of Yuri! - 2

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“I realized that I'm a hime-danshi—that is, someone whose heart races for yuri more than most people.” Once I realized that, I somehow thought I had found a breakthrough that might keep me from overspending on PixAI. And yet yesterday, I went and overspent on PixAI again. I haven't learned my lesson at all. On top of that, I heard from the travel agency yesterday, and perhaps because of the recent turmoil in the Middle East, I found out that the fuel-related charges and travel costs will be higher than I expected. At this rate, in the worst-case scenario, I might have to sell even more of my stocks. (As for social lending [crowdfunding], I can't liquidate it until a certain period of time has passed.) The AI animation I had PixAI generate after, once again, overspending on it was: “Yuri between Kaoru Kamiya and Megumi Takani from Rurouni Kenshin.” This one, too, was something I came up with “just going with the flow,” and had generated “just going with the flow,” I guess. (...

Finally, I Could Collect 800,000 yen, The Budget for German Travel.

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Finally, I could collect 800,000 yen, the budget for German travel. But departure tax in Japan rose into 3,000 yen, so I'm likely to need more money. My received income every month is about 196,000 yen. In other, there are dividend of equity and social-lending, and income for hedge selling, but they're indeterminate and their amounts are unstable. So I have to make ends meet from 196,000 yen. As a pharmacist and an investor, I decided to manage and contribute the society. And I want to watch various places of Japan and the world. About excess paying for PixAI, by using the website blocker, I'm likely to resolve this problem. I want to decrease paying for PixAI more, and I want to invest such as equity more instead. Once, in Japan, it occurred agenda, that we need 20 million yen for husband and wife after retirement. But I've invested such as equity, iDeco and so on. About after my retirement, I think it's leave it to heaven. If I can contribute the society and watch...

Collecting Money for German Travel-3

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I'll go to Germany on October with my father. But sufficient money hasn't been collected yet. In my case, I have a bad habitancy, that I intend to use deposit if excess deposit remains. This habitancy also hasn't changed yet. Now, I always think what equity I should buy from my deposit despite my insufficient deposit. I've made it a habit to estimate money for German travel to fixed deposit. Anyway, always, I just want to snack on something, so I waste money for snacks and liquor. I decided to watch this video about department stores in Showa era if such time comes. In Showa era, entertainments are a far fewer than present era. But people were living hard despite high birth and death rates. Only once in a year, my mother also went to the department store in Kamogawa when she was a child but my father hadn't gone to department store when he was a child, I heard. There may be many things that I have to learn from this era. Entertainments and values of people have dive...

Collecting Money for German Travel-2

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In October, I'll go to Germany with my father. But now, I'm struggling to collect money. It's last-minute planning, that I collect money after I applied travel tour. At any rate, I've collected half money of expense. But I couldn't stop small wasting, such as eating and liquor. Should I rely on dividend of my equity, or sell gold or bitcoin? In my case, my cash is always barely. I also think for the benefit of society, but I want to broaden my vision by going to various place at first. Going Germany is one method. I become easily mad if I rely on only passion and guts, so I have to maintain my pace, in the saving money case too.

In My German Travel, My Father will Accompany Me.

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 I said, that I'll go to Germany in next October. My father wanted go with me, so I decided to take him. I'll be saved 120,000 yen because using single room will gone. I've adopted theory from DIE WITH ZERO and Horiemon/Horie Takafumi below, "We should collect own experience, not money." So, I have to make others take special experiences more. It's that I stay true in my principles. And I have to apply documents for German Travel. I have to complete them by this Thursday.

Collect Money for German Travel.

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I applied for a tour-pack for German Travel in next Oct. But I've not collected sufficient money yet. It's 400,000 yen to go. It's OK if I can save 50,000 yen every month. However, my mother recommended that I should save 200,000 yen as the defense of living, not for German Travel. But I've adopted the theory by DIE WITH ZERO or Horiemon/Mr. Horie Takafumi below: "We have to collect our own experience, not money." I can't think, that it's meaningful if I save cash without purpose. Do I need 200,000 yen as saving money? Anyway, I'll ABSOLUTELY and DEFINITELY collect the rest 400,000 yens for 8 months, for German travel. I also have to broaden my vision and collect my experience.

Let's Go To Germany!

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Today, I went to Sendai branch of Kinki Nippon Tourist, and I applied German Travel. As immediate compensation, I needed 200,000 yen and paid it. I thought whoever strikes first wins, so I decided applied it today. I'll go to Rotenberg, the city of Germany. It's the model of anime, A Little Snow Fairy Sugar, which I love once. How is this town? This tour will be joined at least 3 members, including me. Anyway, this tour will be executed. I have to collect the rest money.

Eating Out Isn't Good for Collecting Money.

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I have to collect 900,000 yens by next Aug for German travel. But yesterday too, I went to eat out. It's not good for collecting money. In Yayoi-Tei, I ate mackerel cuisine. It was very fatty and delicious. Salt was also moderate. But how will I collect 900,000 yen? There may be no choice except selling part of my assets, aren't there? I'm using NISA, so tax is waived. I may have to sell part of my mutual funds, and invest generated cash for social-lending in Alterna Bank. I have to make do with cheaper meals. I may have to make do with Instant Yakisoba Noodles. Because it needs only about 300 yen.

The Hurdle for German Travel Elevated Further.

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Yesterday, I went to the office of Kinki Nippon Tourist before I went to the circle of developmentally handicapped. I wanted to know accurate expense for German Travel of next Oct. I also need departure tax and so on. At least, I need 824,650 yens. Therefore, I need about 900,000 yens budget at least. And minimum number of participants is 14. There is only way, that I collect 900,000 yens by next Aug with believing to collect 14 people. The hurdle for German travel has elevated, but it's not impossible for me to collect 900,000 yen.