SPIRIT's Diary

Yesterday, I went to the travel agency with my father. And we paid remaining balance for German travel, by credit cards. (By the way, after it, for 40 minutes, I had to walk to my father's favorite restaurant for lunch, it made me very perspiring and irritated. So I drunk liquor in this day.) However, I re-confirmed my household budget and balance when I had returned home, and I found my cash is insufficient for paying credit cards. It's about 70,000 yen insufficient. If it goes on like this, I have to sell my equity more again. In this month too, I paid money for PixAI excessively and also hadn't taken into account for insurance of the travel. Perhaps, they've become bad. For the good of society, I've continued to invest and buy equities, but it's a very mess like this. As soon as possible, I have to stop to pay money for PixAI and liquor. However, my personality is impulsive and not good at putting up. So I consulted Chat GPT about how to overcome my impulsive...

 In pre-article, I introduced Kaishu Katsu's quote, "It's meaningless if we hurry up. Waiting with lying down is our first priority." But, more thinking, I'm not good at waiting. Today too, not having learned my lesson, I paid money for PixAI. There was an animation that I want to make by any means. But, inversely, I can act aggressively. As new customers of our workplace, I've been interested in LGBTQ recently. So, today, II devoted money for one of LGBTQ group and became a supporting member of it. I prefer yuri, but yuri and LGBTQ are different, so I have to learn about LGBTQ more,, such as books。 However, even a bit, I have to learn ability I can do "waiting", such as saving money. I've understood that I want to spend money for the society..

I have always told myself, “Politics and the economy are not things I can do anything about by myself. All I can do is focus on what I am capable of doing right now.” And yet, look at the mess I have made of things this month. “I couldn’t stop myself from overspending on PixAI, nor could I control the money I wasted on overeating and excessive drinking. In the end, I even had to sell some of my stocks just to cover my credit card payments. That goes against the principles of dollar-cost averaging, and it also goes against my own belief in contributing to society through investment. I’m really disappointed in myself.” Recently, I have often been calming myself down by listening to The Song of Hakaider while carefully looking at the group illustrations I commissioned from that artist: “The Hakkenshi of the Harem Protagonists” and “The Hakkenshi of the Girls und Panzer Captains.” (I mean the versions in which each of them is showing their spirit bead.) Apparently, though, even that is not...

In the end, I couldn’t rein in my excessive spending on PixAI or the money I was wasting on alcohol, so I reluctantly decided to sell some of my shares. Since they’re worth more than I originally paid, I suppose it counts as taking profits. (I didn’t buy them through a NISA account, so some of the proceeds will go toward taxes.) For the moment, I can rest easy because I’ve kept the money for my trip to Germany in a time deposit. Still, I can’t let my guard down when there’s no telling how much fuel prices may rise. I was born during Japan’s economic bubble, in a country that had remained at peace since the Pacific War. Even now, as the number of working poor continues to rise in Japan, people like us still maintain a reasonably high standard of living. I ought to give back as much of that good fortune as I can, but my own weaknesses make it difficult. Even if I tried to give back through physical labor, my mental endurance is far below that of most people. (If I were told to clear rubb...

Finally, I could collect 800,000 yen, the budget for German travel. But departure tax in Japan rose into 3,000 yen, so I'm likely to need more money. My received income every month is about 196,000 yen. In other, there are dividend of equity and social-lending, and income for hedge selling, but they're indeterminate and their amounts are unstable. So I have to make ends meet from 196,000 yen. As a pharmacist and an investor, I decided to manage and contribute the society. And I want to watch various places of Japan and the world. About excess paying for PixAI, by using the website blocker, I'm likely to resolve this problem. I want to decrease paying for PixAI more, and I want to invest such as equity more instead. Once, in Japan, it occurred agenda, that we need 20 million yen for husband and wife after retirement. But I've invested such as equity, iDeco and so on. About after my retirement, I think it's leave it to heaven. If I can contribute the society and watch...

I'm continuing to hedge selling, and thinking about what is wasteful? hostess club, brothel, gamble and so on? I've not done them. But it's nothing more to say, that it's luxury both staying the hotel able to watch Rainbow Bridge and going to Germany. Mr. Kuramoto Sou said we say good-bye to wasteful. But, on other hand, Horiemon(Horie Takafumi) says he's a far more wasteful than others. Horiemon says we should collect own experience not money. I should apply to Horiemon's theory. I have to pay money for travel, not using money for hostess club, brothel gamble and so on. And I also want to go to Sapporo Snow Festival again. Of course, for it, I need money. I said, I'll apply the theory of DIE WITH ZERO and Horiemon, that we should collect own experience not money. 

Recently, my father bought a translation device of Sourcenext. So I’ve continued to take English conversations with my father by using it. However, the translation device can’t read my English very well. So I’m struggling to continue English conversation. Is my pronunciation no good? We can't improve English ability if we don't use English, but I've become depressed if I can't inform correct English to the translation device. This is one of my barriers. The other barrier is saving money. Today too, I went to convenience store and waste for Famichiki and Tokucha. And today too, I paid for PixAI, AI illustration and AI animation generating system. My impulsive personality hasn't changed yet, and I'm very troubled for defense of money and saving. I took paid leave for going Tokyo, but do I have to give up staying expensive hotel? If not the hotel, I can't watch the sea of Odaiba. My last hope is dividends of equities. I think I'll get over 30,000 yens as di...

I spent depressive Golden Weeks. I increased going out time, because I’m not comfortable even if I stay home or accompany my parents. I spent time such as staying Sunpia No Yu/Sunpia Hot Spring, doing window shopping in Yodobashi Camera and so on.  But I wasted money for them and eating out too much. Recently, it hasn’t gone well for me, about my losing weight, my work and so on, So I took alcohol too much and it may make me depressed. I decided to fudge my weight to parents for a while. Like Ushijima the Loan Shark, without taking alcohol, I may need to forgive myself. Anyway, I may want to resolve my loneliness. But it may be good for me because writing English makes me a bit satisfied. I have to increase time to write English rather than going out.

I'll go to Germany on October with my father. But sufficient money hasn't been collected yet. In my case, I have a bad habitancy, that I intend to use deposit if excess deposit remains. This habitancy also hasn't changed yet. Now, I always think what equity I should buy from my deposit despite my insufficient deposit. I've made it a habit to estimate money for German travel to fixed deposit. Anyway, always, I just want to snack on something, so I waste money for snacks and liquor. I decided to watch this video about department stores in Showa era if such time comes. In Showa era, entertainments are a far fewer than present era. But people were living hard despite high birth and death rates. Only once in a year, my mother also went to the department store in Kamogawa when she was a child but my father hadn't gone to department store when he was a child, I heard. There may be many things that I have to learn from this era. Entertainments and values of people have dive...

In PixAI, we can generate animations with voice, including NSFW animations.  But I’ve spent money too much for it.  In this month, I've spent over 5000 yen. I said one of my strong points is action-oriented. But this personality backfired on me in this time. AI animations we can made in PixAI are useful, so I'll publish new AI animations in Youtube soon. But I'm impatient, and is it that I'm not good with money? I'll go to Tokyo in June, but should I stop staying in Hotel Grand Nikko Daiba? My habitancy that I eat too much when I have stress has never gone.  if I’m as I am, will I become bankrupt?

In October, I'll go to Germany with my father. But now, I'm struggling to collect money. It's last-minute planning, that I collect money after I applied travel tour. At any rate, I've collected half money of expense. But I couldn't stop small wasting, such as eating and liquor. Should I rely on dividend of my equity, or sell gold or bitcoin? In my case, my cash is always barely. I also think for the benefit of society, but I want to broaden my vision by going to various place at first. Going Germany is one method. I become easily mad if I rely on only passion and guts, so I have to maintain my pace, in the saving money case too.

Because of wasting for buying in the convenience stores and so on, my cash is likely to become gone completely soon. Perhaps, I may not be able to pay credit card payment in next month. It seems I've not changed since young age. It's important for me how to use money more than saving money. In this age and times, I've been able to go to many foreign countries, such as Thailand, Singapore and so on. But some people may think about, "It's the short-term luck of the ferocious people who can't control own." Actually, I can't deal with it if I need emergence expense. But, there is the way to resolve it, such as selling my equity. Like Ushijima, it's good if I can say, "I'm giving all with admitting the risk."

I have a dream, that I want to watch various things in Japan and the world. But now, I'm likely to give up it. it hasn't gone well about saving money and "10 second rule", which is that I bear for 10 seconds when I have my impulse to eat and drink. I can bear for 10 seconds, but after it, I wasted money to eat and drink, such as Famichiki. And I have no methods except earning money effectively, such as making most of my assets the securities and social lending. is what I'm petulant at all the characteristic as my developmental disorder? In the short term, I have to go to Osaka and watch Osaka EXPO 2025. My father decided to accompany me, and today, we're planning to make schedule about EXPO 2025. I want to watch Italian Pavilion at first, but it's likely to crowded, so I want to Singapore Pavilion and German Pavilion instead. I'm planning enter the west gate in 1st and 3rd day, and the east gate in 2nd and 4th day. I want to watch pavilion near to ente...

Since long time, I haven't studied Financial Planner 3rd Grade while I'm too busy of doing DomoAI and PixAI. And it hasn't gone well of "my 10 seconds rule" for suspending my impulse to eat and drink liquor. I drunk liquor for 2 days. It's good experience that I learned DomoAI and PixAI. And I learned that we can make fake videos easily now. But I can't take examination of FP 3th Grade in September. More thinking, I found my personality is impulsive and instinctive. I act suddenly and easily. If my personality won't change for future, I may have to give up my dream that I watch various things in Japan and the world. Because I waste money to eat and drink and can't make money for travel. Well, I have impulsive and instinctive personality and it hasn't gone well for saving money. So I've taken most of my assets to securities and social lending, and I intend to earn money effectively. Yesterday, I received my renewal notice about my job earlie...

I have to save money seriously and reduce latte money. Today, I charged 30,000 yens to Rakuten Pay, and decided to make "10 seconds rule."     I'm impulsive and agitated, and often buy Famichiki, alcohol and so on, without thinking. Chat GPT recommended 10 seconds rule, that I wait for 10 seconds when my impulse such as wanting Famichiki, alcohol and   so on occur.     But does it go well? Even now, I'm troubled to interfering from my parents. it often makes me more stress. But I have to try it.     Dragon Sakura 2, the comic by Mita Norifusa, said, "Only one or two people in the group thinks to try it and acts. Others don't try it with making various reasons. They eventually lost their intention after hesitating." I'm the one of a few people to think to try it and act. I have to not waste this personality.

When I was watching on TV, TV picked up about "latte money." The meaning of latte money is "small, but frequent expenses accumulating, such as subscription, eating and drinking and so on. " More thinking about it, I've almost paid money Famichiki, non-alcohol beer and so on. I want to decrease the expenses, but I can't control my emotion and impulse, so it hasn't gone well. I consulted to Chat GPT, and the answer was below. ・Remove stored cards from mobile payment apps or disable auto-charge settings. ・Create a “delay rule”: before buying Famichiki or non-alcohol beer, wait 10 minutes. Often the impulse fades. ・Walk outside for 5 minutes. And so on. But it's inconvenient for me to remove stored cards from mobile payment apps. I had decided my money goal, such as the limit amount was 15,000 yens. But it didn't go well. In this month too, I had paid for Domo AI excessively. What should I do for future? On second thoughts, should I decide limit amou...